Spousal Buyout Calculator
Estimate the Buyout
In 60 Seconds.
No credit check. No contact info required to see your numbers. Just the math: how much your spouse is owed, how much you'd need to refinance, and what the monthly payment would look like under the Canadian spousal buyout program.
Your Numbers
Your Buyout Estimate
Enter your home value and mortgage balance on the left to see your numbers.
Estimates only. Actual amounts depend on the appraised value, the lender, default insurer rules, your credit and income, and the exact terms in your separation agreement. The CMHC, Sagen, and Canada Guaranty spousal buyout programs allow up to 95% loan-to-value, but qualifying is subject to the federal stress test and lender debt service ratios.
Ready for the Real Numbers?
A 30-minute confidential consultation will give you the exact buyout amount you can fund, the rate you actually qualify for, and a written game plan you can take to your lawyer. We don't contact your spouse, your existing lender, or anyone else without your permission.